Welcome to Finanzly (the "Website"), accessible at https://finanzly.es. These Terms of Service ("Terms") govern your access and use of the Website and all content, services and products available on or through the Website (collectively, the "Service").

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THE SERVICE.

1. Acceptance of Terms

By accessing or using any part of the Service, you agree to be bound by these Terms. If you do not agree to all the terms and conditions of this agreement, you may not access the Website or use any service. If these Terms are considered an offer, acceptance is expressly limited to these Terms.

Key Definitions:

• "Finanzly", "We", "Our": Refers to the owners and operators of the Website https://finanzly.es
• "User", "You", "Your": Refers to any person or entity accessing or using the Service
• "Content": Refers to all information, data, text, software, music, sound, photographs, graphics, video, messages, tags or other materials available through the Service

2. Service Description

Finanzly provides general information, news, articles, analysis and educational tools related to personal finance, investments and financial markets (the "Service"). The primary purpose of the Service is informational and educational.

3. Acceptable Use and User Obligations

Eligibility: You must be at least 18 years old to use the Service.

Conduct: You agree not to use the Service to:

• Post or transmit illegal, threatening, abusive, defamatory, obscene, vulgar, pornographic, profane or indecent material.
• Violate any local, state, national or international law, including securities laws and regulations.
• Transmit spam, chain letters or any other form of unauthorized solicitation.
• Impersonate any person or entity, or falsely state or misrepresent your affiliation with a person or entity.
• Attempt to gain unauthorized access to other computer systems through the Service.
• Engage in any activity that could be considered market manipulation or fraud.

Account Security (If applicable): If the Service requires you to create an account, you are responsible for maintaining the security of your account and password.

4. Intellectual Property

Our Content: All Content present in the Service, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations and software, is the property of Finanzly or its content suppliers and is protected by international copyright laws and other intellectual property laws.

Limited License: We grant you a limited, non-exclusive, non-transferable and revocable license to access and make personal and non-commercial use of the Service and its Content, subject to these Terms.

Restrictions: You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works, transfer or sell any Content obtained from the Service without our prior written consent.

5. Disclaimers

USE AT YOUR OWN RISK: The Service and all Content are provided "AS IS" and "AS AVAILABLE". Finanzly expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement.

INFORMATION ACCURACY: While we strive to provide accurate and up-to-date information, we do not guarantee or represent that the Content is accurate, complete, reliable, current or error-free. Financial markets are volatile and information may quickly become outdated.

INVESTMENT RISKS: All investment and financial strategies carry a risk of loss. Past performance is not indicative of future results. You are solely responsible for your own investment and financial decisions.

NO RECOMMENDATIONS: No Content on the Service should be construed as a recommendation or offer to buy or sell any security or financial instrument.

TOOLS AND CALCULATORS: Any tools or calculators provided in the Service are for illustrative and informational purposes only. Their results are not guaranteed and should not be the sole basis for any financial decision.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL FINANZLY, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL OR OTHER INTANGIBLE LOSSES, RESULTING FROM (i) YOUR ACCESS OR USE OR INABILITY TO ACCESS OR USE THE SERVICE; (ii) ANY CONDUCT OR CONTENT OF THIRD PARTIES ON THE SERVICE; (iii) ANY CONTENT OBTAINED FROM THE SERVICE; AND (iv) UNAUTHORIZED ACCESS, USE OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.

7. Third-Party Links

The Service may contain links to third-party websites or services that are not owned or controlled by Finanzly. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Finanzly shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

8. Privacy

Your use of the Service is also subject to our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

9. Modification of Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 15 days' notice before the new terms take effect (for example, by posting the updated terms on the Website). What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, stop using the Service.

10. Termination

We may terminate or suspend your access to all or part of the Service immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach these Terms. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

11. Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of [Your Country], without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or the use of the Service shall be subject to the exclusive jurisdiction of the courts located in [Your City/State/Province], [Your Country].

12. Severability

If any provision of these Terms is deemed invalid or unenforceable by a court of competent jurisdiction, the remaining provisions of these Terms will remain in full force and effect.

13. Entire Agreement

These Terms and our Privacy Policy constitute the complete agreement between you and Finanzly regarding the Service, and supersede and replace any prior agreements we might have between us regarding the Service.

Contact Information

If you have any questions about these Terms, please contact us at: finanzly.contac@outlook.com.